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I've read in a few trip reviews about people winning hundreds of dollars on the penny slots. When most people max bet on penny slots about winning big on pennies they max bet on penny slots go on a roll and have betting games large wins coupled with some small to mid sized wins. I go with a set amount of money to have fun, and if I win that makes it even more fun I would love to see these mystical slots where max bet is only five coins because it's been ages since I've seen those - max bet seems to be more 10 to 20 coins per line lately. A good payoff for a single coin per line bettor on a penny slot is a hundred dollars or so.

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It also allows me to sell stuff on Ebay and make extra money. It is definitely improvement! I love all your tips, thanks so much for being so open. One issue that I run into is that I have teenage boys. Also I try at school time to buy clothes on sale and get them ri sell there old clothes to buy new ones but they feel like its our job as a parent to keep them clothed.

Do you have any suggestions? Well I believe it is your responsibility as a parent to provide the basic necessities for your children, but that does not mean entertainment or designer clothes. One option is to come up with a reasonable budget for clothing and entertainment and let them choose how to spend it.

My teens choose to shop at thrift stores and discount shops because they know the money is limited and they can get more clothing if they spend less on each item. I think giving teens more responsibility enables them to be wiser adults and takes some of the pressure off of you.

Hope that helps! I have a few friends with whom I share a passion for food. We all love going to new restaurants, checking out experimental chefs, and eating exotically, but that can be VERY expensive. So, we have a dinner club.

We get together about once a month for a themed dinner party. WAY cheaper than eating at the latest restaurant and still gourmet quality food! I just found this series and I love it! Any ideas you may have come across on how to see those sports games over the internet?

He mainly watches the Angels and UCLA football, but he likes to destress sometimes zoning out watching other games. My husband and I are in our early 20s and in school and still trying to figure out money matters. That sounded super spoiled lol.

Love it. We also do a lot of family friend get togethers that are pot luck styled, so sometimes we host and other times we visit friends. We make part of the meal, they make the other part. Our kids love just running around playing with their friends and we get to have some adult conversations with our friends. I just found your site through a friend and have been reading it all morning!

So many good tips — we have been budgeting on and off for years, but have a hard time sticking to it. This has been so encouraging to me to keep at it! My husband and I have been married just over a year and have many similar ideas as you.

We are very blessed as my husband has a very good job as an engineer and makes good money. I am still in school and work minimal hours so I hardly make much. We are getting ready to start having kids, so your blog is going to help tremendously. Not eating out and budgeting groceries is going to be the most difficult thing for us. As for entertainment budget we dont have one so on those months my husband gets paid 5 times we ussally splurdge.

I also use that extra check to stock up on things. Another thing we do to save money is only have a house phone. I know this is like prehistoric to some people but it is cheaper to have 1 land line than for everyone to have a cell phone. To me a cell phone is a luxery. My husband and I grew up in 2 different worlds I came from a large family with a small income my mother taught me well to be frugal.

My husband was spoiled rotten and I have had to train him to be frugal its a work inprogress but he is doin much better. I had to teach him just because you want something doesnt mean you get it. I also have to tell you this funny about my husband our first Thanksgiving together I told him I cook for three days and make everything from scratch.

At 38 he looked at me and said what do you mean from scratch he had never had anything cooked from scratch. Just had to share that like I said before 2 different worlds. When my husband and I go on dates, we have restaurants we frequent. I found your blog through pinterest and read all of them. We struggle financially, living paycheck to paycheck. We both have cars and payments that we got before we were together.

But, i know there are other ways. He can brown-bag it for lunch, less fast food, meal planning, etc. Thank you! There are SO many free channels available on the Roku. I can connect my facebook account and watch a slideshow of the photos in my news feed. We also ditched the cable.

But we learned to live with out it and never installed the cable box! We own a PS3 and occsiannly buy a movie, or ask for them for birhtdays and christmas, and we do netflix! We LOVE netflix. We let our son watch one show a day and other than that TV is pretty much off, unless my husband and I sit down for a movie, or he is playing games after the LO goes to bed.

I love the peace. We listen to a lot more music now! Please pray for us to reach a compromise and plan. I do pray that you can come to an agreement. Wow its so great how you taught your kids so well that they would compromise and ride one ride each. That is something I will want to instill in my kids when I have kids. We my mom and I just recently got rid of our cable television.

I think for 3 months now. We do get our favorite HGTV channel though. My husband and I have a garden to tend, we spend time working out together, he plays his bass guitar or we listen to music together, we watch movies that he has on an external hard drive, we rent RedBox and have free codes!

Sounds like you have amazing children! So cute that they came up with a compromise and I bet they had a ton of fun with dad! So I saved a few bucks off my internet bill and get the basic cable free. I am a wife and mother to 2 teen boys. We had very strong winds a couple of years ago take down our antennae and DH and I decided to not put it back up.

Then we only had a couple of stations. We can check out movies for free from the library to watch. There are movies you can watch for free on the internet. Our local theater has free movies once a month that we can take advantage of as well. I agree with you on the benefits. We play more games together, talk more, etc. Enjoy hilarious Youtube videos and things like that that are free online. The other day my kids and I watched enough Tim Hawkins comedy to nearly kill ourselves laughing.

We live in the country and have found this cheaper than driving to the library once or twice a week. Speaking of library — my mother bought each of our 3 boys a kindle for Christmas — so they check books out over the internet directly to the device. That is a very good idea to check with your phone company to see if you can get a cheaper plan. Thanks Amanda! I love this post! One of our favorite things to do for free fun is take our 3 year old to parks. She loves it! Also, my kids are smaller, so they are easier satisfied.

For entertainment, we do the park, storytime at the library, and playdates. And, I think being satisfied with more or less is something that we impart to our children. You made the comment that your scenario may not work for all children, but I believe that our kids act on the habits that we instill. I can already see this and my kids are only 2 and 4.

I am NOT a sports fan, however I am married to one. I would LOVE to get rid of our satellite, have been begging for years in fact but hubby is dead against it. Having fun reading through this series! Thanks for all the info! I know most people are talking about TV, but I just wanted to comment about eating out. We live in a smaller town, but I am able to sign up at many of the restaurant websites that give me a free meal on my birthday.

We also have another email account that is my husbands for his birthday. I just celebrated my birthday and we made a loop around our little town to pick up my free meals on the same day or different days if you have a lot of restaurants. My family had free BIG burgers with fries and deli sandwiches. We get them all to-go and take them home.

I love it! Some of the places even send our kids a coupon. Chuck-E-Cheese has amazing reward charts! After a child completes them, they get 10 tokens. This is perfect for us, because my small children like to go down the slide the most and they can each play 10 games. We dropped cable and have Netflix, plus Amazon Prime mostly for shipping.

We both also have free codes for Redbox that we both get monthly. We have fun doing things together, so we do free state parks within a couple hours of our house. We also got rid of cable a long time ago. We have internet through our cable provider. We also do not pay for t. No cabel or Satalite. We DO pay for internet. Fortunately the town we live in hosts a lot of free or very inexpensive things for kids and families so I watch for those events.

We have a free street concert every thurs. We ditched cable several years ago too. We subscribe to Netflix just for streaming. Also, we purchased a DVR that does not require a monthly subscription fee and antenna. Now, we can record our favorite shows on the DVR and watch them at our leisure. Love it! First of all, your tips are great. One of the things we do in our house hold in place of date night out… is date night in. Say we were craving our favorite Mexican restaurant…. I have found you can find copycat recipes online…….

Last time we did chuys green salsa with chips and big as your face burritos and margaritas. Our trip to the grocery store was high but not near as high as our check would have been plus we already had some of the ingredients…. I also canned my cell phone for quite a while, and opted for magic jack. This worked well for me being a stay at home mom.

I did just get a new prepaid cell phone though, because my husband will be deploying next month and having to budget for that extra is worth not missing a phone call from daddy. Thanks for your post. So we have Friday night Redbox movie night with ice cream. We have fun deciding what mix ins: peanut butter, cocoa, chocolate chips.

It makes homemade healthier and cheaper! Love that idea Bec. We had one before we moved and I was just thinking the other day that I would love to find an ice cream maker at the thrift store. We go letterboxing. Its free and super fun. Its like a scavanger hunt. You have a log book and log stamps you find in the letterboxes.

My husband do this as free dates. We go lots of fun places in our city and really enjoy the quality time of discovering something new. Kimberlee…love this series! Did you know you can make ice cream in ziploc baggies too?

Google it! I would be perfectly content with this, especially since we also subscribe to the Netflix streaming package. Hubby gets a lot of DVDs from the library to watch cable series, movies, etc…. We go to the county fair every year. I take a picnic lunch and we eat at the elementary school playground. This works out really well for us.

We like to go to nature centers and hiking trails — the ones around here are free — and we go to national parks on free days too. We went for the first time a few weeks ago and took our daughter to see Puss in Boots, and it was a great experience. Even with the vat of popcorn my Hubby had to have it was 8. I saw on a comment that you found a great deal on a beach condo. Do you have any suggestions for vacations spots or how to get deals?

We have friends who look for well known vacation condo companies like Marriott and look on ebay or Craigslist for deals people are offering. The deal we were able to get was on the Gulf Coast after the hurricanes had come through and they were trying to get people to come back.

I would never have thought to look at Ebay or Craigslist. Thanks so much. I am absolutely loving this series. My problem has always getting my priorities in order and having more self control. Alsop to Jennifer W. Dotson and Voltaire A. Full text of "Northern France : from Belgium and the English Channel to the Loire, excluding Paris and its environs : handbook for travellers".

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One of our favorite ways to make quick dinners is to make a big salad and grill some chicken. We can then make salads, chicken salad, grilled chicken and veggies, chicken quesadillas, etc. Hope this helps! Loved reading this post, it was good and loved everyones comments. I like my 30 minute tv shows but most of all I like watching the variety of news stations I know I am weird Movies I could live without so no movie theatre here..

One once in a while is fine with me. Specifically on this topic, my husband and I got rid of our DISH network the moment our 2 year contract was up. We can get a few local channels which provides us with local news, weather alerts, tv programming, and most importantly SPORTS! Just an idea if you are missing some form of tv.

We also hook our laptop up to the tv and stream tv shows that we cannot get with our antenna directly on to our tv. The best of both worlds without any monthly cost! I would be fine getting rid of it because I watch Netflix and Hulu most of the time anyway. Everybody needs to have something in the budget that they can call their own. Thanks Kimberlee! Your husband can watch football and baseball by purchasing monthly or season passes via NFL.

This is still cheaper than a monthly cable bill. I have 2 children, 9 and 12, and am a single Mom. I cancelled the cable switched to a company that was having a special on a higher speed internet with wi-fi. We also have a Wii that allows Netflix and Hulu. Just about every show we watch, is available on Hulu, and we have weekly movie nights. Amazon Prime also allows you to rent movies, purchase tv seasons and movies, on top of the free content.

I have been reading all of your posts most of the day and love them! You have inspired me that it is possible! While eliminating tv would be ideal for our household to save money, my husband refuses. I am going to print all of your blogs off to share with my husband tonight and hopefully start to see the light at the end of the tunnel.

Thanks for you advice and encouragement. Hi Amanda! I am glad that you have been inspired. Happy hubby, happy life—LOL! Communication is a good thing though, so I hope your chat goes well. I agree with happy hubby happy household! Our chat was very successful and we are starting a freedom fund tomorrow! And I am not going to overwhelm our finances with a huge overhaul but slowly I hope to be debt free and living completely with in our means.

Thanks again! You and dave Ramsey are changing our lives! I love this post. I pay for television programming either. I love to watch dvds of series I enjoy that I get from the second hand store. The best part is I can watch an entire season of something without commercials. Sometimes I regret my decision to eliminate television from my life, like when the girls at work talk about The Bachelor, but I love coming home to a quite house. We recently cancelled our satellite tv. We also subscribed to Netflix.

We do need to have WiFi to do this, but I make extra money on the side by being a Scentsy Consultant, which requires the use of the internet. The money I make from doing it pays for the internet, so it works for us. It also allows me to sell stuff on Ebay and make extra money. It is definitely improvement! I love all your tips, thanks so much for being so open. One issue that I run into is that I have teenage boys.

Also I try at school time to buy clothes on sale and get them ri sell there old clothes to buy new ones but they feel like its our job as a parent to keep them clothed. Do you have any suggestions? Well I believe it is your responsibility as a parent to provide the basic necessities for your children, but that does not mean entertainment or designer clothes.

One option is to come up with a reasonable budget for clothing and entertainment and let them choose how to spend it. My teens choose to shop at thrift stores and discount shops because they know the money is limited and they can get more clothing if they spend less on each item. I think giving teens more responsibility enables them to be wiser adults and takes some of the pressure off of you.

Hope that helps! I have a few friends with whom I share a passion for food. We all love going to new restaurants, checking out experimental chefs, and eating exotically, but that can be VERY expensive. So, we have a dinner club. We get together about once a month for a themed dinner party. WAY cheaper than eating at the latest restaurant and still gourmet quality food!

I just found this series and I love it! Any ideas you may have come across on how to see those sports games over the internet? He mainly watches the Angels and UCLA football, but he likes to destress sometimes zoning out watching other games.

My husband and I are in our early 20s and in school and still trying to figure out money matters. That sounded super spoiled lol. Love it. We also do a lot of family friend get togethers that are pot luck styled, so sometimes we host and other times we visit friends. We make part of the meal, they make the other part. Our kids love just running around playing with their friends and we get to have some adult conversations with our friends.

I just found your site through a friend and have been reading it all morning! So many good tips — we have been budgeting on and off for years, but have a hard time sticking to it. This has been so encouraging to me to keep at it! My husband and I have been married just over a year and have many similar ideas as you. We are very blessed as my husband has a very good job as an engineer and makes good money. I am still in school and work minimal hours so I hardly make much.

We are getting ready to start having kids, so your blog is going to help tremendously. Not eating out and budgeting groceries is going to be the most difficult thing for us. As for entertainment budget we dont have one so on those months my husband gets paid 5 times we ussally splurdge. I also use that extra check to stock up on things. Another thing we do to save money is only have a house phone.

I know this is like prehistoric to some people but it is cheaper to have 1 land line than for everyone to have a cell phone. To me a cell phone is a luxery. My husband and I grew up in 2 different worlds I came from a large family with a small income my mother taught me well to be frugal. My husband was spoiled rotten and I have had to train him to be frugal its a work inprogress but he is doin much better. I had to teach him just because you want something doesnt mean you get it.

I also have to tell you this funny about my husband our first Thanksgiving together I told him I cook for three days and make everything from scratch. At 38 he looked at me and said what do you mean from scratch he had never had anything cooked from scratch. Just had to share that like I said before 2 different worlds. When my husband and I go on dates, we have restaurants we frequent.

I found your blog through pinterest and read all of them. We struggle financially, living paycheck to paycheck. We both have cars and payments that we got before we were together. But, i know there are other ways. He can brown-bag it for lunch, less fast food, meal planning, etc. Thank you! There are SO many free channels available on the Roku. I can connect my facebook account and watch a slideshow of the photos in my news feed.

We also ditched the cable. But we learned to live with out it and never installed the cable box! We own a PS3 and occsiannly buy a movie, or ask for them for birhtdays and christmas, and we do netflix! We LOVE netflix. We let our son watch one show a day and other than that TV is pretty much off, unless my husband and I sit down for a movie, or he is playing games after the LO goes to bed. I love the peace. We listen to a lot more music now! Please pray for us to reach a compromise and plan.

I do pray that you can come to an agreement. Wow its so great how you taught your kids so well that they would compromise and ride one ride each. That is something I will want to instill in my kids when I have kids. We my mom and I just recently got rid of our cable television. I think for 3 months now. We do get our favorite HGTV channel though. My husband and I have a garden to tend, we spend time working out together, he plays his bass guitar or we listen to music together, we watch movies that he has on an external hard drive, we rent RedBox and have free codes!

Sounds like you have amazing children! So cute that they came up with a compromise and I bet they had a ton of fun with dad! So I saved a few bucks off my internet bill and get the basic cable free. I am a wife and mother to 2 teen boys. We had very strong winds a couple of years ago take down our antennae and DH and I decided to not put it back up. Then we only had a couple of stations.

We can check out movies for free from the library to watch. There are movies you can watch for free on the internet. Our local theater has free movies once a month that we can take advantage of as well. I agree with you on the benefits. We play more games together, talk more, etc. Enjoy hilarious Youtube videos and things like that that are free online. The other day my kids and I watched enough Tim Hawkins comedy to nearly kill ourselves laughing.

We live in the country and have found this cheaper than driving to the library once or twice a week. Speaking of library — my mother bought each of our 3 boys a kindle for Christmas — so they check books out over the internet directly to the device.

That is a very good idea to check with your phone company to see if you can get a cheaper plan. Thanks Amanda! I love this post! One of our favorite things to do for free fun is take our 3 year old to parks. She loves it! Also, my kids are smaller, so they are easier satisfied. For entertainment, we do the park, storytime at the library, and playdates. And, I think being satisfied with more or less is something that we impart to our children.

You made the comment that your scenario may not work for all children, but I believe that our kids act on the habits that we instill. I can already see this and my kids are only 2 and 4. I am NOT a sports fan, however I am married to one. I would LOVE to get rid of our satellite, have been begging for years in fact but hubby is dead against it. Having fun reading through this series! Thanks for all the info!

I know most people are talking about TV, but I just wanted to comment about eating out. We live in a smaller town, but I am able to sign up at many of the restaurant websites that give me a free meal on my birthday. We also have another email account that is my husbands for his birthday.

I just celebrated my birthday and we made a loop around our little town to pick up my free meals on the same day or different days if you have a lot of restaurants. My family had free BIG burgers with fries and deli sandwiches.

We get them all to-go and take them home. I love it! Some of the places even send our kids a coupon. Chuck-E-Cheese has amazing reward charts! After a child completes them, they get 10 tokens. This is perfect for us, because my small children like to go down the slide the most and they can each play 10 games.

We dropped cable and have Netflix, plus Amazon Prime mostly for shipping. We both also have free codes for Redbox that we both get monthly. We have fun doing things together, so we do free state parks within a couple hours of our house. We also got rid of cable a long time ago. We have internet through our cable provider. We also do not pay for t. No cabel or Satalite. We DO pay for internet. Fortunately the town we live in hosts a lot of free or very inexpensive things for kids and families so I watch for those events.

We have a free street concert every thurs. We ditched cable several years ago too. Jarita Bavido. Grand Lisboa Macau. Asian Restaurant. Grand Lodge at Brian Head. Grand Lodge at Empire Pass. Dave Bavido Pam Blickem Brian Hodges, Vehicle Operator, 1 year. The Daily Herald from Chicago, Illinois Jack and Linda Calvert, Sullivan, Ind. She placed the bet on the Grand Victoria Casino Issuu company logo. Brian Gould, University of Wisconsin. Webinar on. Brian Gould Smith Construction Co. Megan Zuchowski Alsop and Neal J.

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You might think that responsibly living on less means that we never have fun, but we have found that restricting ourselves in that way means we eventually have big, irresponsible spending blow outs. We do, however, try to have fun in proportion with our income level. Because the entertainment budget can only be a small percentage of our spending, we carefully consider the value of the entertainment money we spend. If we spent it, would we miss out on other opportunities later?

Was the value of the fun we would have comparable to the amount of money we would spend? They all agreed that was a better alternative than missing the carnival altogether, so they went with my husband, each rode their favorite ride and returned home to watch a movie together. There is an amazing Brazilian Steak House in our town—the kind where they bring meat to your table on huge skewers. So, our alternatives were:.

We have only been once a work perk and we knew that the food was amazing. Of course we should do it! We could still go out, but pay only the tip. If we had not had gift certificates, we probably would have eaten at a cheaper restaurant that offers free birthday meals. We would still be going out, but not spending too much in proportion to our income.

I like television. We could sacrifice something else in the budget and make that work, then we would have no need to spend money on movies or other outside entertainment. We check out dvds from the library and watch them together, but we have no television programming coming into our house whatsoever.

If you turn on the t. If these ideas seem too radical for you, try choosing some cheaper entertainment alternatives every couple of weeks. Here are some ideas to get you started:. You can also use a web site called couchtuner. I love the posts. Keep up the good work. Took me a year to convince hubby to get rid of direct T.

Added up yearly cost for nothing special. Netflix is 8. We have antennea T. We do redbox, but you must sign up for email and texts. I get many free and half off coupons for red box. Almost one a month. Hubby and my mom get them too, so between us three we get lots for free. We also check a lot out from the library.

One other cheap way to go is android TV. It streams through your tablet current shows from HBO, showtime. Everyone thought we were crazy for doing it. Although finances played a part of our decision, we also did not like many of the shows our children were watching.

If we want to see local news or weather or anything like that we just pull it up online. Thanks for taking the time to comment Carmen. I think more and more people are opting for dumping the cable. My children loved when their cousins came into town for a long weekend.

They also loved to go to the local bowling alley 1. So they brainstormed together and decided that all 7 would go door to door to the local subdivision asking for soda cans they could turn in and get the deposit back. They then asked the local Big M manger if they could rinse the cans they collected out there before turning them in. They always went bowling at least once during that long weekend, and often twice!

I have to say that it taught them a lot about cooperation, work ethic, and working towards a financial goal. Today all our kids are amazingly good about their finances barring my soon to be divorced daughter who is still getting her feet under her from a cheating husband who walked out. Not bad. I just love that you discuss all these things as a family and I got teary when I read that your kids came up with just each riding one ride each and still having fun.

This blog is great and I love your honesty and practical application. Welcome Brie! Thanks for your encouragement. I really love to hear that what I am sharing is helping others. We subscribe to Netflix for movies, and also Amazon Prime has a deal where you get free shipping on numerous items, along with free streaming of many movies and shows, for about the same price a year as Netflix.

The Amazon Prime deal is especially great because you can split the shipping advantage Not the free movie streaming though with other people and they can pay you a small sum a year for that, which helps to lower the overall cost. We live in NYC, so we can catch about 11 channels for free, which would include the news and some other shows. So glad I came across your website! Our guns are. Our main problem is that we like to eat out all of the time.

Also, I love this post because I have a huge tv, blu-ray player, xbox, and tivo which all rack up the costs at my parents house. The amount of communication between us is incredible and also helped to build our bond earlier in our dating stages. Phones and car insurance are completely separate and arent spoken about…. Okay well I love your blog and thanks so much for being so helpful and honest! Hi Melissa! The one thing that helps me to stay out of restaurants is making a weekly menu plan.

Even if you only write down your dinner plans and make sure that you have the ingredients on hand, you will increase your chances of actually cooking dinner. One of our favorite ways to make quick dinners is to make a big salad and grill some chicken. We can then make salads, chicken salad, grilled chicken and veggies, chicken quesadillas, etc.

Hope this helps! Loved reading this post, it was good and loved everyones comments. I like my 30 minute tv shows but most of all I like watching the variety of news stations I know I am weird Movies I could live without so no movie theatre here.. One once in a while is fine with me. Specifically on this topic, my husband and I got rid of our DISH network the moment our 2 year contract was up. We can get a few local channels which provides us with local news, weather alerts, tv programming, and most importantly SPORTS!

Just an idea if you are missing some form of tv. We also hook our laptop up to the tv and stream tv shows that we cannot get with our antenna directly on to our tv. The best of both worlds without any monthly cost! I would be fine getting rid of it because I watch Netflix and Hulu most of the time anyway.

Everybody needs to have something in the budget that they can call their own. Thanks Kimberlee! Your husband can watch football and baseball by purchasing monthly or season passes via NFL. This is still cheaper than a monthly cable bill. I have 2 children, 9 and 12, and am a single Mom. I cancelled the cable switched to a company that was having a special on a higher speed internet with wi-fi. We also have a Wii that allows Netflix and Hulu. Just about every show we watch, is available on Hulu, and we have weekly movie nights.

Amazon Prime also allows you to rent movies, purchase tv seasons and movies, on top of the free content. I have been reading all of your posts most of the day and love them! You have inspired me that it is possible! While eliminating tv would be ideal for our household to save money, my husband refuses.

I am going to print all of your blogs off to share with my husband tonight and hopefully start to see the light at the end of the tunnel. Thanks for you advice and encouragement. Hi Amanda! I am glad that you have been inspired. Happy hubby, happy life—LOL! Communication is a good thing though, so I hope your chat goes well. I agree with happy hubby happy household! Our chat was very successful and we are starting a freedom fund tomorrow!

And I am not going to overwhelm our finances with a huge overhaul but slowly I hope to be debt free and living completely with in our means. Thanks again! You and dave Ramsey are changing our lives! I love this post.

I pay for television programming either. I love to watch dvds of series I enjoy that I get from the second hand store. The best part is I can watch an entire season of something without commercials. Sometimes I regret my decision to eliminate television from my life, like when the girls at work talk about The Bachelor, but I love coming home to a quite house.

We recently cancelled our satellite tv. We also subscribed to Netflix. We do need to have WiFi to do this, but I make extra money on the side by being a Scentsy Consultant, which requires the use of the internet. The money I make from doing it pays for the internet, so it works for us. It also allows me to sell stuff on Ebay and make extra money. It is definitely improvement! I love all your tips, thanks so much for being so open.

One issue that I run into is that I have teenage boys. Also I try at school time to buy clothes on sale and get them ri sell there old clothes to buy new ones but they feel like its our job as a parent to keep them clothed. Do you have any suggestions? Well I believe it is your responsibility as a parent to provide the basic necessities for your children, but that does not mean entertainment or designer clothes.

One option is to come up with a reasonable budget for clothing and entertainment and let them choose how to spend it. My teens choose to shop at thrift stores and discount shops because they know the money is limited and they can get more clothing if they spend less on each item.

I think giving teens more responsibility enables them to be wiser adults and takes some of the pressure off of you. Hope that helps! I have a few friends with whom I share a passion for food. We all love going to new restaurants, checking out experimental chefs, and eating exotically, but that can be VERY expensive.

So, we have a dinner club. We get together about once a month for a themed dinner party. WAY cheaper than eating at the latest restaurant and still gourmet quality food! I just found this series and I love it! Any ideas you may have come across on how to see those sports games over the internet? He mainly watches the Angels and UCLA football, but he likes to destress sometimes zoning out watching other games. My husband and I are in our early 20s and in school and still trying to figure out money matters.

That sounded super spoiled lol. Love it. We also do a lot of family friend get togethers that are pot luck styled, so sometimes we host and other times we visit friends. We make part of the meal, they make the other part. Our kids love just running around playing with their friends and we get to have some adult conversations with our friends. I just found your site through a friend and have been reading it all morning! So many good tips — we have been budgeting on and off for years, but have a hard time sticking to it.

This has been so encouraging to me to keep at it! My husband and I have been married just over a year and have many similar ideas as you. We are very blessed as my husband has a very good job as an engineer and makes good money. I am still in school and work minimal hours so I hardly make much.

We are getting ready to start having kids, so your blog is going to help tremendously. Not eating out and budgeting groceries is going to be the most difficult thing for us. As for entertainment budget we dont have one so on those months my husband gets paid 5 times we ussally splurdge. I also use that extra check to stock up on things. Another thing we do to save money is only have a house phone.

I know this is like prehistoric to some people but it is cheaper to have 1 land line than for everyone to have a cell phone. To me a cell phone is a luxery. My husband and I grew up in 2 different worlds I came from a large family with a small income my mother taught me well to be frugal. My husband was spoiled rotten and I have had to train him to be frugal its a work inprogress but he is doin much better. I had to teach him just because you want something doesnt mean you get it. I also have to tell you this funny about my husband our first Thanksgiving together I told him I cook for three days and make everything from scratch.

At 38 he looked at me and said what do you mean from scratch he had never had anything cooked from scratch. Just had to share that like I said before 2 different worlds. When my husband and I go on dates, we have restaurants we frequent. I found your blog through pinterest and read all of them. We struggle financially, living paycheck to paycheck. We both have cars and payments that we got before we were together. But, i know there are other ways. He can brown-bag it for lunch, less fast food, meal planning, etc.

Thank you! There are SO many free channels available on the Roku. I can connect my facebook account and watch a slideshow of the photos in my news feed. We also ditched the cable. But we learned to live with out it and never installed the cable box! Full text of "Northern France : from Belgium and the English Channel to the Loire, excluding Paris and its environs : handbook for travellers".

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